Exceptional opportunity to own a one-of-a-kind, historic 4.5-level brownstone in the heart of Mt. Vernon, spanning over 12,000 square feet. This 8-bedroom, 7.5-bath property is zoned for commercial use but is currently utilized as a luxurious residence. Meticulously maintained and immaculate throughout, this home features wrought iron accents on all windows and doors, with marble, ceramic tile, and hardwood flooring gracing every level. Elevate your living experience with a full-size elevator, a 3-car garage, and gated off-street parking for 2 additional cars, complete with a brand new opener. Elegant crown molding adorns the entire home, while the gourmet kitchen is outfitted with top-of-the-line Viking appliances. Step outside to your private courtyard for a peaceful morning coffee. This residence is equipped with modern conveniences, including a Kohler whole-house generator, central vacuum system, 400-amp electrical service, and five heating zones. The second floor boasts a theater room and multiple sitting areas. The fully finished basement is perfect for entertaining, with a bar, family room, full bathroom, two storage areas, an elevator mechanical room, and industrial sinks in the laundry area, along with extra refrigerators. Blending historic charm with modern amenities, this home offers the best of both worlds. Don't miss out-seller is open to owner financing with acceptable terms!